Retirement Calculator
🧓 How to Use the Retirement Calculator on FreeEdit.in
✅ Step 1: Enter Your Current Age
Start by entering your present age. This helps the calculator determine how many years you have left to save for retirement and build a solid financial retirement plan.
✅ Step 2: Set Your Retirement Age
Input the age at which you plan to retire. Common choices include 55, 60, or 65. This will calculate your retirement duration and how long your savings need to last.
✅ Step 3: Add Monthly Expenses After Retirement
Enter an estimated amount you expect to spend each month post-retirement. This is crucial for estimating the required retirement corpus based on future living costs.
✅ Step 4: Enter Expected Inflation & Return Rates
Input expected annual inflation (e.g., 6%) and investment return rate (e.g., 10%). This helps project the real value of your savings over time and ensures accurate retirement forecasting.
✅ Step 5: Click “Calculate” to Get Your Retirement Summary
Hit the Calculate button to see the results. The tool will show your required retirement corpus, estimated savings needed, and monthly investment required to achieve a secure retirement.
👴 Plan for a Stress-Free Retirement
Use our retirement calculator to estimate how much money you'll need after you stop working. It's perfect for building long-term financial freedom with clarity and confidence.
📅 Set Your Retirement Age Goals
Whether you plan to retire at 55, 60, or 65 — our tool helps you project your savings based on your preferred retirement age, ensuring better future financial planning.
💸 Monthly Expenses
Input your expected post-retirement monthly spending to calculate how much you’ll need to save for a secure future.
📈 Adjust Inflation and Return Rates
Our calculator lets you enter estimated inflation rates and expected investment returns, giving you a realistic projection of your future financial requirements.
📊 View Your Retirement Summary
See how much you need to retire comfortably, including your total savings goal and how much to invest monthly to reach it.
📱 No Signup Needed
Works on mobile, tablet, and desktop. No login, no app — just simple, secure, and free retirement planning online for everyone.