SIP & Lumpsum Calculator
Invested Amount
Est. Returns
Total Value
✅ How to Use the SIP Calculator – Step-by-Step Guide
Step 1: Enter Your Monthly SIP Amount
Input the amount you plan to invest every month. This is your fixed monthly contribution to a mutual fund through a Systematic Investment Plan (SIP).
Step 2: Select the Investment Duration (in Years)
Choose how long you intend to continue your SIP. The longer the duration, the more time your investment has to grow through compounding.
Step 3: Enter the Expected Annual Return (%)
Provide an estimated return rate based on past fund performance or personal projections. Most users choose between 10% and 15%.
Step 4: Click on the “Calculate” Button
After filling in all fields, click the calculate button. The tool will instantly show your total invested amount, estimated wealth gain, and final maturity value.
Step 5: Adjust Inputs to Plan Better
Try different SIP amounts, durations, and interest rates to see how your investment grows. Use these comparisons to plan a smarter financial future.
🧮 Smart SIP Calculations
Plan your investments smartly with our SIP calculator. Enter monthly contributions, choose duration, and get precise maturity value instantly.
💰 Total Investment vs. Returns Breakdown
Understand how much you invest and how much you gain. The tool separates your invested amount from expected profit in a clear view.
📆 Flexible SIP Duration Options
Choose from monthly, quarterly, or custom SIP durations. Perfect for tailoring plans to your financial goals and savings timeline.
🔍 Compare Multiple SIP Scenarios
Try different combinations of monthly amount, duration, and interest rate to find the best investment strategy for you.
🌐 No App, No Install — Just Use
Works instantly on any browser. No download required. Access your SIP planner anywhere, anytime — totally hassle-free.
📱 Works on All Devices
Use the calculator on mobile, tablet, or desktop without any app. It’s lightweight, responsive, and perfect for quick financial decisions on the go.